I Shop 170 lenders to find great rates for my clients.
I Shop 170 lenders to find great rates.
Get started with me by taking the Quiz and I will text you a custom quote
Get the process started by taking the Quiz and I will text you a custom quote
The Easiest Way To Understand How Much You Can Afford.
I don’t believe you should be required to spend hours jumping through hoops. Filling out entire mortgage applications and having your credit pulled just to find out what you can afford to buy.
Understanding how much you can afford is the first step in the home buying journey
and I have removed every possible hoop in an effort to improve your access to homeownership.
Get Custom Advice
When you take the quiz, I will respond with a custom video message, explaining your qualification, which will include your maximum qualification and then a price that would be considered more affordable based on your personal situation.
What are The Steps When Buying a House?
The whole process from Pre Approval to moving into a home can take as little as 30 days and really is as simple as the following steps.
Learn what you Qualify for
When you take the Quiz, you're taking the first step towards buying a home
Pre Approval Meeting
Your next step would be to schedule a meeting on my calendar so that we can review your completed mortgage application. This will give us 100% confidence when you begin to shop
Learn about the market
Attend my weekly webinar to where I teach my clients how to find great deals and the topics that you must negotiate in order to save thousands of dollars.
Time to start shopping
If you don't yet have a realtor we can put you in contact with some of the best realtors in your community. I have a large network of realtors across the state of Florida and these realtors are active professionals that understand the market and can execute on the negotiation tactics that we discussed on your pre approval call.
Place a winning offer. "you're under contract!"
At this Point we refresh and update all documentation that we asked for in the pre approval meeting. Then we apply for your mortgage.
Conditional Approval
This is where the lender has approved the Loan but has some conditions, such as appraisal, insurance or any additional documentation requested.
"Clear to close!"
After we have completed all the lenders conditions we get "clear to close" and all we need to do is sign the Loan Documents and the keys are yours!
Who is Dustin Pires?
Dustin is a Mortgage Loan officer, originally from Rochester, NY but relocated to Ocala, Fl in 2021.
History in Real Estate and Financial Services
Dustin has a good understanding of finance and market conditions because of his back ground in financial services and real estate industry. Since graduating college with a bachelors in Finance in 2015, he's worked as a 401k advisor, a realtor and now a Loan officer for the past 3 years.
Mortgage Knowledge
There are tons of mortgage products, and Dustin loves to learn about them, especially when he has a client it can help. heres a couple products we offer. Conventional , FHA, VA, USDA, DSCR, Reverse, Bank Statement, ITIN, Construction, Renovation, HELOC.
Simple Process
Dustin has placed a priority on creating a simple process that clients can easily flow through and feel well educated about the process. So if you're at all thinking about purchasing a home. Get started by taking the Mortgage pre Qualification Quiz
Frequently Asked Questions
How Long does it take to get a response?
Dustin Will typically respond pretty promptly, 24 hours or less. He Carves out 2 hours in the morning and 2 hours in the evening to make sure he has time to respond to the requests.
What Information do you collect in the Quiz?
We do not collect any Major Sensitive information about you or you identity in this quiz. We collect information about your income, debt, credit and cash available for purchase and are then able to make a good Estimate of your mortgage qualification.
What happens to the information that is collected?
The information will never be sold or traded. It is for the sole purpose of calculating your pre qualification. Please refer to company privacy policy for further explanation about your Privacy with Loan Factory
How Do I know I can trust you?
If you're feeling un easy about giving information to someone off the internet the best way to feel better about it is to look me up on the NMLS Consumer access website. Just type in my license number #2122321 and you will find my Name and license on the nationwide licensing services website.
What is Loan Factory?
Loan Factory is a Mortgage Broker that emphasis Low rates and the use of technology to stream line the mortgage process. We have the ability to shop hundreds of lenders to make sure we have the right mortgage product for your needs.
What states are you licensed in?
Currently I am only Licensed in the state of Florida
All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All loans programs are subject to borrower and collateral approval. Other restrictions and limitations may apply.
Dustin Pires #2122321
Loan Factory #320841
dustin@loanfactory.com
(585) 402-4826
